Terms of Use

Last Updated: September 4, 2025

1. Agreement

Welcome to Thomas Trade Academy (“TTA,” “we,” “us,” “our”). By accessing or using our website and related pages (the “Site”), you agree to these Terms of Use (the “Terms”) and to our Privacy Policy. If you do not agree, please do not use the Site.

2. Changes to These Terms

We may update these Terms by posting a new version on this page. Your continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

3. Risks

You acknowledge and agree that trading cryptocurrencies involves significant risk. Any trading decisions you make are your own responsibility.

4. Educational-Only; No Advice

All content on the Site is for educational purposes only and does not constitute financial, investment, tax, accounting, or legal advice. We do not provide individualized recommendations, manage funds, accept deposits, or offer brokerage, wallet, or custody services. Any decisions you make are your own and at your own risk.

5. No Performance Guarantees

Markets are volatile and involve risk, including possible loss of principal. Past performance is not necessarily indicative of future results. We do not guarantee outcomes or earnings.

6. Eligibility; Accounts

You must be the age of majority in your jurisdiction to use the Site. If the Site offers user accounts, you are responsible for keeping your credentials confidential and for all activity under your account. We may suspend or terminate access for violations of these Terms.

7. Intellectual Property

All content on the Site is owned by TTA or its licensors and protected by applicable IP laws. Personal, non-commercial use is permitted. Any reproduction, distribution, or derivative use requires our prior written consent.

8. Acceptable Use

You agree not to use the Site for unlawful purposes; to attempt to gain unauthorized access; to copy or scrape content at scale; to interfere with Site operation; or to misrepresent your affiliation with TTA.

9. Newsletter and Communications

If you subscribe to our email updates, you consent to receive educational communications. You can unsubscribe at any time via the link in our emails. We do not sell your personal data.

10. Third-Party Links and Tools

The Site may reference or link to third-party websites or tools. We do not endorse and are not responsible for third-party content, policies, or practices. Use third-party resources at your own risk.

11. Disclaimers

THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. We do not warrant that the Site will be uninterrupted or error-free.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, TTA AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THE SITE. Where liability cannot be excluded, it is limited to the greater of (a) USD $100 or (b) the amount you paid (if any) for paid content in the 12 months before the claim.

13. Governing Law; Venue

These Terms are governed by the laws of [your state/country], without regard to conflict-of-law rules. You agree to the exclusive jurisdiction and venue of the courts located in [your city, state] for any dispute not otherwise resolved.

14. Termination

We may suspend or terminate the Site or your access at any time. Provisions regarding IP, disclaimers, and limitations of liability survive termination.

15. Contact

Questions about these Terms: support@thomastrade.academy